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Business insurance without the runaround.

Compare options from leading Canadian insurers with guidance from a licensed HIFA broker.

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INDUSTRIES WE KNOW WELL

Start with what your business actually does.

Start here to see what businesses like yours usually need insured, and the risks that come with the work.

Contractors & Trades

Electricians, plumbers, HVAC, roofers, concrete, excavation, landscapers and painters.

Technology & IT Services

Consultants, managed service providers, software developers, SaaS and systems integrators.

Restaurants & Cafés

Full-service, quick service and takeaway, bars and pubs, catering and food trucks.

Banquet halls and event venues

Weddings and receptions, conference facilities, community and cultural halls, private events.

Warehousing & Distribution

Distribution centres, third-party logistics, fulfilment, cold and self-storage.

Retail stores

Boutiques, convenience and grocery, salons, electronics and pharmacies in malls and plazas.

Manufacturing

Metal fabricators, plastics and moulding, food and beverage processors, packaging and assembly.

ALSO SERVING

We regularly place these too. If your operation is not listed, it is still worth a call.

COVERAGES

Most commercial policies aren’t wrong. They’ve just stopped matching the business.

Or start here if you already know the coverage you need. Each page explains one product; a program is built from parts.

Commercial General Liability

Claims against you for injury or property damage.

Commercial Property

Damage or theft of your building, equipment and stock.

Professional Liability / E&O

Claims that your advice or work cost a client money.

Commercial Auto

Vehicles used for work, and the people driving them.

Cyber Insurance

A breach, ransomware attack or system outage.

Builder’s Risk

Projects under construction and materials on site.

Surety Bonds

A guarantee to the owner that the contract is met.

Group Benefits

Health, dental and disability coverage for staff.

Not sure which applies to you?

Tell us what you are trying to insure. A broker will explain the options before you decide anything.

Get a Business Quote