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INSURANCE FOR A BRIGHTER TOMORROW

More options. Better advice. Insurance that fits.

Compare business, home and auto insurance with help from a licensed HIFA broker.

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Want to talk now?905-573-7471

  • Proudly Canadian

  • Quotes Made
    Simple

  • Compare Canadian Insurers

  • Real Broker Advice

  • Claims Support

Choose where to begin

What do you need insured?

Choose Business or Personal to start. If your needs overlap, one HIFA broker can help you look at both.

Business insurance

Insurance for the way your business actually operates.

Coverage for businesses with contracts, vehicles, equipment, locations or services that need more than a one-size-fits-all quote.

Explore Business Insurance

Personal insurance

Coverage for your home, vehicles and everyday life.

Compare home, auto and related personal insurance with help from a broker who can look at the pieces together.

Explore Personal Insurance

Rate comparison

See why comparing matters.

Different insurers can price the same risk differently and offer different coverage. We compare the options so you can see the differences before you decide.

OptionPriceCoverage
Option A$00.00/moCommercial general liability
Option B$00.00/moCommercial general liability
Option C$00.00/moProfessional liability (E&O)
Option D$00.00/moGeneral + professional liability

Placeholder figures. Anonymised HIFA quote examples to be supplied before launch. Pricing and coverage vary by risk, insurer and individual circumstances.

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Celebrating 13 years of
local, independent advice.

Since 2013, HIFA has helped families and businesses across Burlington and the western GTA compare insurance options and get clear advice from a local broker.

Our insurance partners

Not tied to any one insurer.

We compare options across insurers instead of placing every client with the same company. That gives us more flexibility to look for coverage that fits your needs.

  • Aviva
  • Definity
  • Intact
  • SGI Canada
  • Pembridge
  • Pafco
  • Burns and Wilcox
  • Sun Life
  • Manulife

And more

Common questions

Questions people ask before getting started.

Does using an insurance broker cost more?
HIFA is typically compensated by the insurer, so there is generally no separate broker fee for standard personal insurance. If a separate fee applies to a specific commercial placement, we explain it clearly before you proceed.
Do I need to switch insurers for HIFA to review my policy?
No. A review is a review. Send your current policy and we will explain what it covers, where the limits sit and whether it still matches your situation. If it is well matched and fairly priced, we will say so.
Can HIFA handle both my business and my personal insurance?
Yes, and it is one of the more useful things we do. Business owners routinely carry exposures that sit across the boundary — a vehicle used for both, a home office, personal guarantees, equipment stored at home. Seeing both sides is how those gaps get found.
Do I have to commit to anything to get a quote?
No. A quote is an offer of terms, not a contract. Nothing binds until you accept the terms and coverage is confirmed in writing. Submitting a form on this site does not create coverage.
What areas does HIFA serve?
Our office is in Burlington and most of our clients are in Burlington, Oakville, Mississauga, Milton, Hamilton and the surrounding western GTA. HIFA is licensed across Ontario, so we can help elsewhere in the province — we simply will not claim local knowledge we do not have.
What happens after I request a quote?
A broker reviews the details. HIFA identifies the missing information, the questions worth asking and the options worth considering. Review the coverage, the price and the trade-offs before deciding whether to proceed.
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